How can I cover against Failure of Third Parties Insurances?

Effectively, this provides the full cover offered by the policy for the premises owned by the Policyholder on a contingency basis where their Tenant is, Superior Landlord or other party arranges the insurance for the property under the terms if the lease/license/agreement. This clause usually requires the Policyholder to carry out an annual check of the third party’s arrangements.

It is worth mentioning that where a third party is responsible for arranging the insurances for the buildings, the Policyholder will still need to consider what other potential exposures they may still have that will not necessarily be covered by the third party’s arrangements.


If you have any questions, speak directly to an expert on 020 3159 4313